Two advisers, one office, and nothing of our own to sell
Harbour Wealth was founded in 2011 by Claire Ashworth and Daniel Okoye, who wanted to give advice without a product attached to it.
Independent since 2011, owned by the people who give the advice, and paid only by the people who take it.
Harbour Wealth was set up by two advisers who were tired of selling other firms' products. We publish our fee, we take no commission, and we look after about 260 families and business owners from one office on the quay.
4.9/5 from 84 client reviews
£420m
Client money under advice at 31 March 2026
14
Years advising from the same harbour office
0.75%
Our ongoing fee, published and unchanged since 2019
260
Families and business owners we currently advise
What we do
Five services and one plan. Most clients use two or three of them, and we will tell you if you need none.
Financial planning
A written plan and a cash-flow model, so you can see what your money does over the next thirty years before you decide.
Protection
Life cover, income protection and critical illness, sized to the gap in your plan rather than to a sales target.
Retirement and pensions
Consolidation, drawdown and the arithmetic on when you can afford to stop working, or drop to three days a week.
Tax and allowances
ISAs, pensions, capital gains and dividend allowances used in the right order, working alongside your accountant.
Investment management
Diversified portfolios at a risk level you agreed, rebalanced twice a year and held in an account in your name.
Meet the advisers
Six people in one office on the quay. The adviser you meet first is the one who writes your plan and takes your calls.
Claire Ashworth
Founding partner
Daniel Okoye
Chartered financial planner
Nisha Patel
Investment director
Gordon Frayne
Retirement and pensions
Mei Chen
Tax and estate planning
Rory Sandberg
Client adviser
What clients say
Five of the 84 reviews clients left us last year. Names are used with permission.
We arrived with three old pensions, a rental flat and no idea how any of it fitted together. Harbour Wealth put it on two sides of paper and told us what it would cost before we agreed to anything.
Rachel Voss
Retired teacher, client since 2019
I sold my share of the business in March. Gordon had the pension and tax work lined up with my accountant weeks before the money landed, which is the only reason it went smoothly.
Iain Duthie
Former owner, Duthie Joinery
The fee is printed on the website and it is the fee I pay. After two firms that would not answer the question directly, that alone was worth moving for.
Nadia Haq
GP partner, client since 2021
They talked me out of a product I had already half agreed to buy somewhere else, explained why in one page, and did not charge me for the meeting.
Peter Lund
Site manager, client since 2023
One adviser, one meeting a year, and somebody who picks up the phone when the market has a bad month. That is all I ever wanted from a firm like this.
Alan Pemberton
Retired dentist, client since 2016
